Hi! I’m Joanne – Financial coach, accountant and educator. Understanding money doesn’t have to be difficult – really! I share my tips to money management and make understanding finances simple. Click on “Shop” to check out my worksheets and printables to help you reach your financial goals.
Creating budget categories in a budget helps to lump similar expenses together. Here's my list of categories - feel free to change it to reflect YOUR life!
A sinking fund is a specific amount of money that you save each month - for a specific purpose. Here's a handy guide to sinking funds for beginners. Get started today!
20 Purchases that are a total waste of money, including: kitchen gadgets, credit card interest, lottery tickets, extended warranties and more!
Money saving challenges make saving money fun - really! Here are 9 fun and easy money saving challenges for you to try this year!
What does it mean to live below your means? It means spending less than you make. While that might not sound like fun, you can do this and still enjoy life! Instead of saying "I can't afford that", start saying "How can I afford that?". Here are a few tips on how to live below your means – and still enjoy life.
Frugal living is all about being intentional with your money. Here are 31 frugal living quotes that will help you thrive in your frugal living journey!