Hi! I’m Joanne – Financial coach, accountant and educator. Understanding money doesn’t have to be difficult – really! I share my tips to money management and make understanding finances simple. Click on “Shop” to check out my worksheets and printables to help you reach your financial goals.
Debt Snowball vs Debt Avalanche: How to Choose the Best One!
Have you made paying off your debt one of your financial goals for this year? That’s where the debt snowball and debt avalanche methods come in - two different strategies to pay off your debt.
15 Essential Budget Categories for Home That Everyone Needs
Creating budget categories in a budget helps to lump similar expenses together. Here's my list of categories - feel free to change it to reflect YOUR life!
20 Common Purchases That Are a Total Waste of Money
20 Purchases that are a total waste of money, including: kitchen gadgets, credit card interest, lottery tickets, extended warranties and more!
9 Fun and Easy Money Saving Challenges to Try This Year - Part 2
Money saving challenges make saving money fun - really! Here are 9 fun and easy money saving challenges for you to try this year!
16 Ways to Travel on a Budget This Year
Travelling is an amazing way to create adventure in your life, but it doesn’t have to be expensive. Here are 16 ways to travel on a budget without sacrificing the experience!
How to Live Below Your Means and Still Enjoy Life
What does it mean to live below your means? It means spending less than you make. While that might not sound like fun, you can do this and still enjoy life! Instead of saying "I can't afford that", start saying "How can I afford that?". Here are a few tips on how to live below your means – and still enjoy life.
Quotes & Affirmations
31 Practical Frugal Living Quotes to Help You Thrive
Frugal living is all about being intentional with your money. Here are 31 frugal living quotes that will help you thrive in your frugal living journey!
39 Powerful Money Affirmations That Work Fast!
Money affirmations are a powerful tool. An affirmation is a short phrase about new behaviours that you want to embrace - like positive thoughts that empower you to take control of your money today!